Old Money Summer Outfit Ideas to elevate your style! Browse 50+ outfit inspirations for a luxurious, effortlessly chic summer look.
What if I told you that looking effortlessly chic doesn’t have to come with a designer price tag?
The allure of old money fashion lies in its simplicity and refinement, focusing on classic pieces that stand the test of time.
In this article, we delve into over 50 stylish summer outfit ideas that embody this ethos, helping you achieve a polished look that feels both luxurious and accessible.
Prepare to elevate your seasonal wardrobe with ideas that celebrate both heritage and individual style.
This post is all about old money summer outfit ideas for women.
Old Money Summer Outfit Ideas for Women
Vest and Long Skirt
@chloelloyd
Pairing a tailored vest with a flowing long skirt creates an elegant juxtaposition that embodies the essence of old money chic.
The structured silhouette of the vest adds sophistication and polish, while the fluidity of a long skirt introduces an effortless grace.
Opt for neutral tones or soft pastels to evoke a timeless appeal, allowing the outfit to whisper luxury rather than shout it.
A lightweight linen or cotton fabric for the vest paired with a silk or satin skirt can elevate this look, making it perfect for garden parties or leisurely strolls through art galleries.
Accessorizing this ensemble is key to achieving that understated opulence.
Consider adding a vintage brooch or a pair of pearl earrings to infuse personality without overpowering the simplicity of the outfit.
A classic leather handbag, perhaps in a rich cognac hue, complements the aesthetic beautifully while remaining functional.
Lastly, finish off the look with chic yet comfortable loafers or delicate ballet flats, ensuring that every step you take exudes confidence and grace.
Little White Dress
The Little White Dress (LWD) is a timeless staple that seamlessly embodies the essence of old money elegance.
Unlike its more flamboyant counterparts, the LWD radiates sophistication through its simplicity.
Choose a style with delicate detailing—a subtle lace trim or a structured silhouette can elevate the look from basic to breathtaking.
Pair it with vintage-inspired accessories, such as pearl earrings or a classic leather handbag, to enhance its understated charm and evoke an air of effortless wealth.
To truly channel that old money aesthetic, consider the fabric.
Opt for high-quality materials like linen or silk, which not only drape beautifully but also breathe well in the summer heat.
A well-fitted LWD can be dressed up or down, making it perfect for garden parties or evening soirées alike.
Complete your outfit with chic espadrilles or refined ballet flats, and don’t forget a pair of oversized sunglasses—these details not only shield you from the sun but also add an aura of mystery and allure.
Vest and Pants
@lemanm
When curating an old money summer outfit, the combination of a tailored vest and high-waisted pants effortlessly strikes the perfect balance between sophistication and comfort.
Opt for a lightweight linen or cotton vest in a muted hue, which not only adds texture but also channels an air of understated elegance.
Pair it with wide-leg trousers or classic cigarette pants in complementary shades to elongate the silhouette and provide that effortless chic vibe synonymous with old money aesthetics.
Accessorizing this ensemble can elevate its opulence; consider adding a silk scarf tied around the neck or a vintage brooch pinned to the vest for a touch of personal flair.
Tailored Shorts
@lglora
@jodielapetitefrenchie
@cocobeautea
Tailored shorts are the understated heroes of an old money summer wardrobe, effortlessly merging sophistication with comfort.
Crafted from high-quality fabrics like linen or lightweight wool, these shorts offer a refined silhouette that elevates even the simplest of ensembles.
When styled correctly, they can be paired with a crisp button-down shirt or a soft cashmere tee, creating a look that is both polished and relaxed.
The key is to focus on fit—look for shorts that hit just above the knee, providing a flattering cut that elongates the leg while maintaining a classic aesthetic.
Accessorizing tailored shorts with timeless pieces can further enhance their chic appeal.
Consider adding a vintage leather belt, a structured handbag, or understated jewelry that whispers elegance rather than shouts for attention.
Footwear plays a crucial role too; loafers or classic espadrilles can ground your look while maintaining that coveted air of refinement.
Black Top and White Wide Leg Pants
@daniellejinadu
@laliabenchelef
The juxtaposition of black tops with white wide-leg pants creates a striking visual harmony that embodies timeless elegance.
This pairing not only highlights the sophistication of monochrome styling but also allows for playful exploration of textures and fabrics.
Opt for a luxurious silk or cashmere black top to elevate the ensemble, introducing an air of refinement that whispers understated opulence.
The fluidity of wide-leg pants, particularly in light cotton or linen, breathes life into the outfit, offering both comfort and style as you navigate sunny summer days.
Accessorizing this look can further enhance its old-money allure.
Consider incorporating a statement belt in a subtle metallic tone to cinch the waist, adding definition and a touch of glamour.
A pair of chic loafers or sleek mules can seamlessly transition your outfit from casual brunches to more formal gatherings, while a structured handbag completes the aesthetic with grace.
Striped Pieces
@cocobeautea
@mervesadol
@ooliviamiller
@chloelloyd
Striped pieces have long been a staple in the wardrobes of the old-money elite, effortlessly embodying sophistication and timeless style.
Whether it’s a classic Breton top or a tailored striped blazer, these patterns evoke a sense of refined leisure that is perfect for summer gatherings.
The beauty of stripes lies in their versatility; they can be dressed up or down depending on the occasion, making them an ideal choice for both yacht parties and casual brunches.
Pairing a crisp white striped shirt with high-waisted linen trousers not only exudes a polished vibe but also allows for comfort during those sun-soaked afternoons.
Opt for subtle color palettes—think soft pastels or muted earth tones—to elevate your look further.
Stripes in these hues can add a touch of understated elegance that speaks to the old-money ethos of restraint over ostentation.
Layering a lightweight striped cardigan over a simple silk camisole can create an effortlessly chic ensemble, while a pair of tailored shorts with delicate pinstripes can keep you cool yet stylish during outdoor events.
Linen Pieces
Linen pieces are the quintessential choice for achieving that effortlessly chic old money aesthetic during the summer months.
The fabric’s natural breathability and lightweight texture make it an ideal option for those warm days, allowing for both comfort and style.
Opt for tailored linen trousers paired with a crisp white button-down for an ensemble that exudes sophistication without trying too hard.
Alternatively, a flowing linen midi dress in soft, muted tones can be effortlessly styled with minimal accessories to create a look that is both timeless and elegant.
What sets linen apart is its unique ability to age gracefully; the more you wear it, the softer and more luxurious it becomes.
This characteristic not only emphasizes the old money philosophy of investing in quality pieces but also introduces a relaxed vibe that feels approachable yet refined.
Incorporating linen blazers into your wardrobe can elevate any outfit, making it perfect for transitioning from daytime outings to evening gatherings.
Silky Pieces
@lemanm
@orlaithmelia_
Silk pieces are the epitome of luxury and effortless sophistication, making them a staple in any old money wardrobe.
A flowing silk blouse, for instance, can elevate a simple pair of tailored trousers or a classic midi skirt, infusing your outfit with a sense of refined elegance.
pt for subtle, muted tones like soft creams or dusty pastels that whisper of understated wealth, rather than loud patterns that might attract attention for the wrong reasons.
Incorporating silk into your summer outfits doesn’t just enhance your style; it also offers practicality.
The lightweight nature of silk makes it breathable during warmer months while draping beautifully over the body, creating an ethereal silhouette that moves gracefully with you.
Pairing a silk slip dress with delicate leather sandals and minimalistic gold jewelry results in a look that radiates confidence without appearing overly done.
Chanel Inspired Designs
@anunanna
@kateehutchins
@lovisabarkman
@sophielouisesdiary
Chanel-inspired designs evoke a timeless elegance that seamlessly blends sophistication with understated glamour, making them ideal for achieving that coveted old money aesthetic.
Think of the iconic tweed jackets and quilted handbags that speak to a rich heritage while remaining refreshingly modern.
Incorporating these elements into your summer wardrobe can transform even the simplest outfits into statements of luxury; a tailored blazer paired with crisp linen shorts can exude an effortless chicness reminiscent of Coco herself.
Moreover, the color palette typical of Chanel—think soft pastels and classic neutrals—allows for versatility that aligns perfectly with summer vibes.
Layering delicate pearl necklaces or opting for minimalist gold jewelry can elevate your look, adding a touch of refinement without overwhelming the ensemble.
Remember, it’s all about the details; a pair of chic ballet flats or espadrilles can ground your outfit while maintaining that polished finish.
Blazer Suit
@nitsanraiter
@juliesfi
A blazer suit is the quintessential old money staple that seamlessly blends sophistication with a laid-back summer vibe.
Opt for lightweight fabrics like linen or breathable cotton in muted colors such as soft beige, light gray, or classic navy.
These hues not only reflect a timeless elegance but also exude an air of understated luxury, perfect for warm weather outings.
Pair your blazer with tailored shorts or cropped trousers to strike the ideal balance between polished and relaxed, allowing you to navigate any social setting with grace.
Accessorizing a blazer suit is where you can truly elevate the look. Choose minimalist jewelry—think pearl studs or a delicate gold chain—and opt for a structured handbag in high-quality leather.
A pair of oversized sunglasses can complete the ensemble, channeling that effortlessly chic allure that old money fashion embodies.
All White Outfits
All white outfits exude an air of sophistication and timeless elegance, making them a staple in the old money aesthetic.
The beauty of an all-white ensemble lies in its versatility; it can transition seamlessly from a sunlit garden party to an upscale evening event.
Opt for lightweight fabrics such as linen or cotton to keep cool during the summer heat while maintaining an effortlessly chic appearance.
Incorporating textures—think a crisp white linen shirt paired with tailored silk trousers—can elevate the look and add depth without compromising the minimalist vibe.
Accessories play a crucial role in perfecting an all-white outfit.
Consider adding a pair of statement sunglasses or a classic woven handbag to provide contrast and interest.
Gold or silver jewelry can also enhance your overall look, reflecting a sense of understated luxury.
Don’t shy away from experimenting with different shades of white; ivory, cream, and pure white can create a visually appealing palette that feels rich and layered.
All Black Outfits
@kateehutchins
@mervesadol
All black outfits have long been synonymous with elegance and sophistication, making them a timeless choice for those aiming to project an air of understated luxury.
The beauty of an all-black ensemble lies in its versatility; it can seamlessly transition from day to night with just a few accessory tweaks.
Consider pairing a tailored black linen blazer with high-waisted shorts for a chic daytime look, and then swap in some sleek heeled boots and statement earrings for an evening out.
This approach not only enhances your silhouette but also creates an effortlessly polished aesthetic that speaks volumes about your style sensibility.
Moreover, the richness of black fabric can elevate even the simplest pieces.
A flowing black maxi dress, adorned with subtle textures or unique cuts, can become the centerpiece of your outfit, embodying both comfort and grace.
When accessorized with vintage gold jewelry or a structured handbag, the overall look exudes an old money vibe that is both luxurious and approachable.
Light Knit Pieces
@cocobeautea
@la_nadia
Light knit pieces are the unsung heroes of the old money aesthetic, effortlessly blending comfort with an air of sophistication.
Think finely woven cashmere cardigans or delicate cotton pullovers that drape softly over the silhouette.
These garments not only provide a layer of warmth for those cooler summer evenings but also add an element of refined texture to your outfit.
Pairing a lightweight knit with tailored shorts or a flowing linen skirt creates a chic contrast that exudes understated elegance.
What makes light knits particularly appealing is their versatility; they can be dressed up or down with ease.
Layer a fitted knit top under a structured blazer for an evening out, or wear an oversized knit as a beach cover-up over a simple one-piece swimsuit.
The beauty lies in their ability to elevate even the simplest ensembles, allowing you to maintain that effortlessly chic vibe.
Opt for classic colors like cream, navy, or soft pastels to ensure your look remains timeless and aligned with the old money ethos—less is always more when it comes to true luxury.
White Top and Black Pants
The classic combination of a white top and black pants embodies the essence of timeless elegance, making it a staple in any old money wardrobe.
Opt for a crisp white button-down shirt, perhaps with delicate pleating or subtle embroidery, to elevate the simplicity of the outfit. Pair it with tailored black trousers that boast a high waist and a straight leg,
creating a flattering silhouette that exudes sophistication. The contrast between the two colors not only enhances the overall look but also allows for versatility in accessorizing.
To add an extra layer of refinement, consider incorporating textures such as silk or linen into your ensemble.
A silk camisole can effortlessly transition from day to night, while linen pants offer breathability for those warm summer days.
Completing the outfit with understated yet luxurious accessories—a pair of pearl earrings or a structured leather handbag—can elevate the entire aesthetic.
Polo Shirt
@kateehutchins
@kateehutchins
@sophielouisesdiary
The polo shirt, often dismissed as a casual staple, emerges as a timeless piece that embodies the essence of understated elegance.
Its structured silhouette and refined collar elevate it beyond mere leisurewear, making it a versatile choice for summer outings.
Opt for high-quality fabrics like mercerized cotton or silk blends, which not only feel luxurious against the skin but also lend a polished finish to any ensemble.
Pairing a classic navy or crisp white polo with tailored shorts or linen trousers can effortlessly transition you from a day on the golf course to an evening gathering on the terrace.
To truly capture that old money aesthetic, consider the details: a well-fitted polo that skims your body without clinging, complemented by understated accessories such as a vintage leather belt or discreet loafers.
Embrace muted colors like sage green or soft pastels, steering clear of flashy logos and graphics.
This approach not only enhances the garment’s sophistication but also speaks to a lifestyle that values quality over quantity.
Classic Oversized Button Down Shirt
@sasha.mei
@andicsinger
The classic oversized button-down shirt is a quintessential piece that effortlessly embodies the old money aesthetic, marrying comfort with sophistication.
Often crafted from breathable fabrics like linen or high-quality cotton, this versatile garment drapes elegantly over the body, offering a relaxed silhouette that still exudes refinement.
Pair it with tailored shorts or wide-leg trousers to create an effortless look that transitions seamlessly from brunch on a sunlit terrace to a casual evening gathering.
What sets the oversized button-down apart is its adaptability.
Consider layering it over a sleek swimsuit for an impromptu beach outing or knotting it at the waist for a playful twist.
Accessories can elevate this timeless staple even further; think understated gold jewelry, a vintage leather tote, or a silk scarf tied around the neck.
By choosing muted tones or classic stripes, you maintain that coveted air of understated luxury that defines old money style.
Whether tucked in or left loose, this shirt becomes not just an outfit choice but a statement of taste and elegance.
Light Earthy Tones
@selkolas
@livia_auer
Light earthy tones evoke a sense of understated elegance, making them a perfect choice for summer wardrobes.
Think soft taupes, muted greens, and delicate beiges that seamlessly blend with the natural landscape.
These shades not only reflect an appreciation for the environment but also exude a timeless sophistication that resonates with old money aesthetics.
When combined with luxurious fabrics like linen and silk, light earthy tones create an effortless chicness that feels both polished and relaxed.
Incorporating these colors into your summer outfits can be as simple as opting for a tailored linen blazer in sandy beige or a flowing sundress in sage green.
Accessories play a crucial role, too; consider understated gold jewelry or a woven straw bag to complete the look without overwhelming it.
The beauty of light earthy tones lies in their versatility—they can be dressed up for garden parties or kept casual for seaside strolls, always maintaining that air of quiet wealth.
Add a Minimalist Belt
@mildagud
@nadiaanya__
A minimalist belt is the unsung hero of the old money aesthetic, effortlessly pulling together a look without overshadowing it.
Opt for a sleek leather option in neutral tones like black, tan, or cream that complements your outfit rather than competes with it.
This subtle accessory not only defines your waist but also adds a polished finish to flowing silhouettes, such as oversized blouses or tailored linen trousers.
Beyond functionality, a minimalist belt embodies a sense of understated luxury—think of it as the cherry on top of your ensemble.
It communicates refinement and an attention to detail that speaks volumes about your style sensibility.
Pair it with a classic dress or high-waisted shorts to elevate your outfit while maintaining that effortless chic vibe.
Wear Minimalist Statement Stud Earrings
@lemanm
Minimalist statement stud earrings are the unsung heroes of a polished summer look, effortlessly elevating even the simplest outfits.
Crafted from high-quality materials like gold or silver, these studs offer a refined yet bold accent that speaks volumes without overwhelming your ensemble.
Imagine pairing a crisp white linen shirt with tailored shorts; adding a pair of geometric gold studs instantly transforms this casual outfit into something chic and sophisticated.
The beauty of minimalist earrings lies in their versatility.
They can seamlessly transition from a sun-soaked brunch to an elegant evening affair, making them a perfect investment for the old money aesthetic.
Opt for unique designs—perhaps an asymmetrical shape or a textured finish—to add an unexpected twist while maintaining an air of understated luxury.
This subtle flair invites compliments without appearing ostentatious, allowing you to embody that effortless chic vibe all summer long.
Wear a Bandana
@franziskanazarenus
@livia_auer
A bandana is not just a practical accessory; it’s a powerful style statement that embodies the spirit of old money chic.
When tied around the neck, it adds a touch of nonchalance reminiscent of vintage summer road trips or leisurely yacht outings.
Opt for classic paisley patterns or muted colors that blend seamlessly with your ensemble, elevating even the simplest outfits.
This versatile piece can also be used as a headband, giving off an effortlessly polished vibe while keeping hair in place during those warm summer days.
Pairing a bandana with tailored shorts and a crisp linen shirt creates a sophisticated yet relaxed look that embodies timeless elegance.
Alternatively, wrapping one around the handle of a structured handbag introduces a pop of color and texture without overwhelming your outfit.
The beauty of the bandana lies in its ability to evoke sophistication while remaining casual—a hallmark of true old money style.
This post was all about old money summer outfit ideas for women.
About Us
Girl Shares Tips is your go-to girlfriend for daily inspiration from fashion and beauty to home decor and lifestyle.
With over 300,000 monthly readers, Girl Shares Tips has been featured in Time Magazine, Bustle, Best Life, Glam, The Zoe Report, Mic, and GOBankingRates.
Follow our Pinterest for daily fashion and lifestyle inspiration.
Related Posts: